Blue Vista Mortgage
18321 S. Western Avenue
Gardena,
CA
90248
Blue Vista Mortgage Team
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FHA Mortgage
Many first time homeowners are choosing to consider FHA insured loan programs which can permit an easier time to qualify for a mortgage loan with as little as 3.5% down payment limiting your upfront costs.
Conventional Fixed Rate Mortgage
Conventional fixed rate loans are offered up to a 30 year term and are made available through government sponsored organizations known as Fannie Mae and Freddie Mac. The fixed rate and payments are fixed for the life of the loan dependent upon the term selected.
VA Home Mortgages
VA homes are available to help veterans, active duty military, National Guard, reservists, and surviving spouses to afford the homes they deserve. The Department of the Veterans Affairs determines the eligibility dependent upon the length and type of service by the service member.
Adjustable Rate Mortgage (ARM)
ARM loan are loans based upon market indexes that become adjustable after a fixed rate period between 5, 7 or 10 years. The interest rate could go up or down dependent upon the market factors. Typically starting ARM rates can be lower than traditional fixed rate mortgages.
Downpayment Assistance
Are you a homeowner in search of the perfect home, but are confused about the different options available when it comes to home financing?
About Us
GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years.
Loan Products
Contact one of our experienced Loan Professionals today to find out more about how GEM Mortgage can help choose the perfect home loan option for your financing needs.
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Golden Empire Mortgage, Inc.
ATTN: CCPA Clerk
2659 Townsgate Road, Suite 236
Westlake Village, CA 91361
Golden Empire Mortgage
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What they're saying about GEM...
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What made my experience great was Michelle Ota herself. She went above and beyond to guide me through every step of the homebuying process, making sure I understood what was happening and what to expect. She was patient, transparent, and always available when I had questions. What stood out the most ...Josue Zepeda
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Michelle was knowledgeable, patient, and an immense help with our first home. Her and her assistant, Sarah, made the process smooth and transperant.Carlos Castillo Portillo
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Great to work with!Monica Negrete
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Provided great advice and talked us through the whole process.Monica Negrete
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Michelle was an absolute rockstar—she made financing my home smooth, stress-free, and totally seamless. Couldn't have done it without her.KHRIPSY JULE REYES
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Michelle was very professional and disd a good work helping us get our Loan. ThanksEva Munoz
4.89
