Blue Vista Mortgage
18321 S. Western Avenue
Gardena,
CA
90248
Blue Vista Mortgage Team
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FHA Mortgage
Many first time homeowners are choosing to consider FHA insured loan programs which can permit an easier time to qualify for a mortgage loan with as little as 3.5% down payment limiting your upfront costs.
Conventional Fixed Rate Mortgage
Conventional fixed rate loans are offered up to a 30 year term and are made available through government sponsored organizations known as Fannie Mae and Freddie Mac. The fixed rate and payments are fixed for the life of the loan dependent upon the term selected.
VA Home Mortgages
VA homes are available to help veterans, active duty military, National Guard, reservists, and surviving spouses to afford the homes they deserve. The Department of the Veterans Affairs determines the eligibility dependent upon the length and type of service by the service member.
Adjustable Rate Mortgage (ARM)
ARM loan are loans based upon market indexes that become adjustable after a fixed rate period between 5, 7 or 10 years. The interest rate could go up or down dependent upon the market factors. Typically starting ARM rates can be lower than traditional fixed rate mortgages.
Downpayment Assistance
Are you a homeowner in search of the perfect home, but are confused about the different options available when it comes to home financing?
About Us
GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years.
Loan Products
Contact one of our experienced Loan Professionals today to find out more about how GEM Mortgage can help choose the perfect home loan option for your financing needs.
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Golden Empire Mortgage, Inc.
ATTN: CCPA Clerk
2659 Townsgate Road, Suite 236
Westlake Village, CA 91361
Golden Empire Mortgage
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What they're saying about GEM...
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As a first-time homebuyer, I had a great experience working with Michelle and her team. She was professional and stayed in touch throughout the entire process, which made everything feel smooth and stress-free. A special thank you to her assistant, Sarah, who was absolutely wonderful. She answered ...Goshid Koloushani
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Sharon Choi
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This is my second loan with Michelle and I can't imagine working with anyone else. She makes the process so easy and she truly is an expert in the field. She makes a normally impersonal process feel personal in the best of ways. Thanks to Michelle and Sar ...Ronnie Han
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This was our second time working with Michelle, and she was 10/10 with communication, making sure we got the best rate possible, and ensuring that we close on time and as quickly as possible. We are so grateful that she is so on top of everything!Sharon Choi
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She made the complicated process of buying a home for the first time as smooth and easy as possible . She guided us through it all and we appreciate that so muchCaryn Lim
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Very thorough and provides additional perspective and advice throughout the home buying process.Julian Yuan
4.86
